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Research on the Optimization of Housing Provident Fund System from the Perspective of Architectural Economics

Feng Jinqiang （ Baotou Housing Provident Fund Center ）

https://doi.org/10.37155/2811-0609-0317-6

Abstract

This article aims to explore the current situation, limitations, and optimization strategies of China's housing provident fund system from the perspective of architectural economics.

Firstly, an overview of the current status of the housing provident fund system and its significant importance in construction economics was provided; Secondly, the current system was analyzed in terms of positioning, coverage, and paymentLimitations in storage mechanisms and other aspects; Finally, it is proposed to accelerate the development of housing provident fund towards public housing finance, reform the deposit mechanism, and establish a scientifically reasonable deposit baseSuggestions for optimizing the number and deposit ratio, in order to provide reference for the improvement of China's housing provident fund system.

Keywords

Architectural economics; Housing Provident Fund; system optimization

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References

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